Covered CA has announced a statewide rate increase of 0.6% for 2021

Covered CA has announced a statewide rate increase of 0.6% for 2021

Covered California released on August 4th, 2020 the weighted average rate increases in California for the individual and family health insurance market. Rates on average are increasing 0.6% statewide in 2021, setting a new record low and beating the 0.8% rate increase...
What is PPP (Paycheck Protection Program)?

What is PPP (Paycheck Protection Program)?

The Paycheck Protection Program is a loan program through the U.S. Small Business Administration that grants up to $349 billion in forgivable loans to businesses with 500 or fewer employees as a part of the CARES Act. The program runs from April 3rd to June 30th,...
How cafeteria plans benefit both the employer and employees

How cafeteria plans benefit both the employer and employees

If you have a business that offers your employees health, dental, vision or life insurance with employee contributions you should strongly consider implementing a Cafeteria plan. Don’t let the name fool you, it has nothing to do with the consumption of any...
Is an IUL right for you?

Is an IUL right for you?

Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...