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How Do I Pick A Health Insurance Plan?

by Barbara Kempen | Nov 15, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized

Picking a health insurance plan can be a tough choice. Start by writing down the main features of the plans you are considering, and compare them with each other. Be sure to write down any questions you have regarding the plans, and look information up along the way....

Hitting The “Out-of-Pocket Maximum” : Is Everything Else Covered?

by Barbara Kempen | Nov 12, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

So, you have paid the out-of-pocket maximum (rates varying depending on what type of plan you have) under the Affordable Care Act. Does this mean that everything else is now covered? Unfortunately not. Despite having hit the maximum, you will still have to pay any...

Once I Choose My Plan, Can I Set It And Forget It?

by Barbara Kempen | Nov 1, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized

The answer to this question is a resounding no. Reevaluate your health plan and your needs every year. Never stay with a plan just because it’s convenient! Always be looking into new plans, or changes that might be occurring with your current plan....

Shopping The Marketplace If My Employer Offers Healthcare

by Barbara Kempen | Oct 30, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized

Shopping the health insurance marketplace is always a possibility, even if your employer is already offering healthcare. However, if you do end up choosing to leave your work-based plan for an individual insurance health plan via Covered CA or outside the exchange,...

Is My Doctor In An Insurance Company’s Network?

by Barbara Kempen | Oct 27, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

One of the key factors to decide if a given health plans is the right plan for you , is to check if the hospitals and doctors you prefer are in the network of the insurance carrier. For Los Angeles in 2016 the networks of Blue Shield and Anthem are growing and both...

Covered California 2016 Guidelines

by Barbara Kempen | Oct 5, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Santa Monica

With the implementation of the Affordable Care Act many Californians will receive subsidies based on their modified adjusted gross income (line item 38 on your 1040 tax form or line 22 of your 1040A form) and the Federal Poverty Level. For the year 2016, Covered...

Switching Health Insurance Plans -Open Enrollment Period starts November 1st

by Barbara Kempen | Oct 1, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Santa Monica, Uncategorized

The Open Enrollment Period for 2016 starts November 01 and Ends January 31st. If you  picked a health plan policy, but have determined that it doesn’t suit your needs. Now starting November 1st is your chance to switch your current health plans. Good News for all...

Helpful Tips for Small Business Owners To Switch To ACA Compliant Health Insurances

by Barbara Kempen | Aug 27, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Santa Monica

Many California’s small business owners will have to switch  by the end of 2015  to a new 2016 ACA compliant health insurance group plans, are frustrated by the premium increases and volume of health plan choices. Here are some helpful tips on how a small...

Covered CA Starts Renewal Process For 2016 Health Insurance

by Barbara Kempen | Aug 25, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Covered California has started the process of getting Californians prepared for the renewal of their health insurance for 2016 . As a first measure in the months of July/August, Covered California has sent out notification letters to current enrollees to verify Proof...

Anthem Gets $26.5B Funding Commitment For Cigna Takeover

by Barbara Kempen | Aug 8, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Anthem’s bid to become the largest health insurer in history is setting up one of the biggest debt offerings backing a takeover. According to a regulatory filing,  Anthem has received financing commitments as high as 26.5 billion to finance their $48.4 billion...
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