Qualifying Life Events in order to obtain Health Insurance

Life is full of unexpected twists and turns, and sometimes those changes can impact your insurance coverage. But did you know that certain life events may qualify you for a Special Enrollment Period to make changes to your insurance policy? That’s right—if...
Congratulation on your Graduation- review your health insurance coverage

Congratulation on your Graduation- review your health insurance coverage

Graduating from college is a significant milestone. We wanted to extend our warmest congratulations to the Class of 2023 on reaching this outstanding achievement! As you embark on the next chapter of their lives, with many aspirations for the future and new...
The Federal Public Health Emergency (PHE) concludes, what does it mean for your small business?

The Federal Public Health Emergency (PHE) concludes, what does it mean for your small business?

The Public Health Emergency (PHE) officially ended on May 11th, and with that, there are changes to your group health insurance regarding special enrollment, deadlines for COBRA continuation coverage, and claim submission. The Medi-Cal redetermination procedure...
1095  Health Insurance Tax Forms

1095 Health Insurance Tax Forms

As many Americans are still preparing their taxes before the April 18th deadline, please make sure that you have your 1095 (federal) tax form and provide them to your tax preparer as they are required to complete your taxes. In California, there is a tax penalty for...
Why you should consider Long-Term Care Insurance?

Why you should consider Long-Term Care Insurance?

Despite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of adults over the age of 50 are carrying Long-Term Care insurance. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
Changes in Medicaid as the Pandemic Era Expires

Changes in Medicaid as the Pandemic Era Expires

States are preparing to remove millions of people from Medicaid as protection coverage enacted during the COVID-19 pandemic will expire. In California, the state welfare program is called Medi-Cal and not Medicaid, as it is called in the other states. The upheaval,...