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Hitting The “Out-of-Pocket Maximum” : Is Everything Else Covered?

by Barbara Kempen | Nov 12, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

So, you have paid the out-of-pocket maximum (rates varying depending on what type of plan you have) under the Affordable Care Act. Does this mean that everything else is now covered? Unfortunately not. Despite having hit the maximum, you will still have to pay any...

Once I Choose My Plan, Can I Set It And Forget It?

by Barbara Kempen | Nov 1, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized

The answer to this question is a resounding no. Reevaluate your health plan and your needs every year. Never stay with a plan just because it’s convenient! Always be looking into new plans, or changes that might be occurring with your current plan....

Shopping The Marketplace If My Employer Offers Healthcare

by Barbara Kempen | Oct 30, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized

Shopping the health insurance marketplace is always a possibility, even if your employer is already offering healthcare. However, if you do end up choosing to leave your work-based plan for an individual insurance health plan via Covered CA or outside the exchange,...

Is My Doctor In An Insurance Company’s Network?

by Barbara Kempen | Oct 27, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

One of the key factors to decide if a given health plans is the right plan for you , is to check if the hospitals and doctors you prefer are in the network of the insurance carrier. For Los Angeles in 2016 the networks of Blue Shield and Anthem are growing and both...

Covered CA Starts Renewal Process For 2016 Health Insurance

by Barbara Kempen | Aug 25, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Covered California has started the process of getting Californians prepared for the renewal of their health insurance for 2016 . As a first measure in the months of July/August, Covered California has sent out notification letters to current enrollees to verify Proof...

Anthem Gets $26.5B Funding Commitment For Cigna Takeover

by Barbara Kempen | Aug 8, 2015 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica

Anthem’s bid to become the largest health insurer in history is setting up one of the biggest debt offerings backing a takeover. According to a regulatory filing,  Anthem has received financing commitments as high as 26.5 billion to finance their $48.4 billion...
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