by Barbara Kempen | Apr 9, 2019 | Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Santa Monica Life Insurance, Uncategorized
Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...
by Barbara Kempen | Feb 12, 2019 | Uncategorized
As Tax Day approaches on April 15th, the 1095 form should already be mailed out to you. Your 1095 form is a medical statement used to show the IRS that you were enrolled in a qualified health insurance plan throughout the calendar year. You should treat your 1095...
by Barbara Kempen | Jan 11, 2019 | Uncategorized
By now you should have received your 2019 health insurance card. So not only replace your new card in your wallet but also make a point to register online for the member portal to take full advantage of your health insurance. Once you have your subscriber ID or...
by Barbara Kempen | Aug 15, 2018 | Uncategorized
The Department of Health and Human Services’ Centers for Medicare and Medicaid Services just announced on Thursday, August 9th, 2018, changes to the Accountable Care Organizations to help curb unintended costs. Under the Affordable Care Act, Accountable Care...
by Barbara Kempen | Jul 20, 2018 | Affordable Health Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Uncategorized
Covered California has just released their 2019 individual market rates increase for the 2019 individual health insurance marketplace. The weighted average rate change will be 8.7 percent. For a wide part of Los Angeles (Region 16) will follow the 8.6 percent...
by Barbara Kempen | Jul 6, 2018 | Uncategorized
Are you a small business owner looking to offer group benefits? You must first ask yourself, are you really a small business? What even is a small group in regards to group health insurance? A small group employer in the eyes of the CA Department of Insurance is:...