Covered California 2026 Rates Announced- What Enrollees Must Know Now

Covered California has released its 2026 rates, and for Los Angeles County – Southwest (Region 16), the average increase will be 10.0%. That’s close to the statewide average of 10.3%, but the real concern isn’t just the rate change—it’s what could happen if Congress...

Federal Poverty Level 2025 & Impact on Coverage

Understanding the Federal Poverty Level (FPL) and Its Impact on Health Insurance in California The Federal Poverty Level (FPL) is a benchmark for assessing individuals’ and families’ income levels relative to the federal poverty threshold. In California, health...

Special Enrollment Period for Individual Health Insurance

Starting February 1, 2025 the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to October 31st, 2025, anyone seeking to enroll in or change their existing health insurance must have had a so-called “qualifying life...

Federal Poverty Level (FPL) for 2024

The Federal Poverty Level ( FPL) is a benchmark to assess individuals’ and families’ income levels relative to the federal poverty threshold. In California, health insurance premiums frequently adapt positively based on income in relation to the FPL....