Getting married is a joyful and exciting experience, but it also comes with a lot of responsibilities. One of the most important things you need to consider is health insurance coverage for you and your spouse. It’s important to prioritize your family’s health and well-being.
Marriage and family are the foundation of a happy and fulfilling life. However, unforeseen health issues can quickly turn your world upside down. That’s why it’s so important to have health insurance that provides the coverage you and your loved ones need to stay healthy and secure. With the right health insurance plan, you can rest easy knowing that your family’s healthcare needs are covered, no matter what life throws your way.
From routine checkups to major medical procedures, health insurance can help ensure that you and your family have access to the best healthcare possible. Whether you’re starting a family or planning for your future, investing in health insurance is one of the best things you can do to protect your loved ones and secure their financial future.
You can enroll in health insurance or make changes to your current plan within 60 days after getting married because it counts as a qualified life event. Whether you’re looking for coverage for both of you or just adding a spouse to an existing plan, there are plenty of options available that can provide you with the protection you need and still give you savings in preparation for having children. Click here for a free quote on health insurance.
Option 1) Employer-sponsored coverage
- If you or your spouse are offered insurance by an employer, please review the plan benefits and premiums as a household. Some employers will offer a generous benefits package, while others will not cover the cost of a spouse or children.
Option 2) Covered CA premium assistance
- Take advantage of possible eligibility for premium assistance through Covered California, which depends on your age, household size, your combined household modified adjusted gross income, and zip code. If you are offered insurance by an employer, generally speaking, you are ineligible for premium assistance from Covered California.
Option 3) Off-exchange plans (direct-to-carrier)
- If your household’s modified adjusted gross income is above the cutoff for premium assistance from Covered California, you may want to review the plans off-exchange or direct-to-carrier. There are some additional health insurance plans off-exchange that are not available through the Covered California exchange. In addition, the Silver 70 plans are more expensive through Covered CA than off-exchange.
Starting a life together also means you should sit down together and review your current life insurance. Will you and your spouse be adequately covered should the unexpected happen? Please click here for a free quote for life insurance.
At the end of the day, life is unpredictable, and it’s essential to have a safety net in place. Life and health insurance can provide you with the protection and support you need to navigate through life’s ups and downs with confidence. Don’t wait until it’s too late; please contact us at 310-909-6135 or email us at firstname.lastname@example.org for us to better assist you in securing your future and protecting your loved ones today.