by Barbara Kempen | Jun 12, 2024 | Affordable Health Insurance, getting married, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance, Life Insurance Brentwood, Life Insurance Pacific Palisades, Life Insurance Santa Monica
The wedding season 2024 has begun. Summer is the favorite time for couples to say “I do.” Beyond the joy of merging lives, marriage often means combining finances. When you start a life together, you should add life insurance to secure your future...
by Barbara Kempen | Jun 11, 2024 | Affordable Health Insurance, Prescription Drugs
Understanding the Medicare Coverage Gap in 2024 We are in the middle of the year, and some Medicare policyholders may wonder why the costs of their prescriptions have suddenly increased. This happens because they’ve reached the Coverage Gap, also known as the...
by Barbara Kempen | May 24, 2024 | Affordable Health Insurance, Covered California, Dental Insurance
Did you know that individuals without adequate dental insurance benefits face heightened risks of encountering severe health ailments, including heart disease and diabetes? Alarmingly, dental-related emergencies account for over 2 million emergency room visits...
by Barbara Kempen | May 23, 2024 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
Have you considered the importance of prioritizing your team’s well-being by proactively addressing critical illnesses within your workplace? Imagine your team as a crew sailing toward shared goals. But what if a storm—a critical illness—threatens their journey?...
by Barbara Kempen | May 21, 2024 | Affordable Health Insurance, Celebrating Women, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance for unemployed, Life Insurance Pacific Palisades, Life Insurance Santa Monica, Long-term Care, Long-Term Care Insurance Brentwood, Santa Monica Life Insurance
May is still an excellent time to honor and appreciate the incredible women in our lives. From working moms and single moms to caregivers, stay-at-home moms, and grandmothers. These women play vital roles in our families and communities. One way to show our love and...
by Barbara Kempen | Apr 18, 2024 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Prescription Drugs
Navigating the healthcare system can sometimes feel like solving a puzzle, especially when figuring out who sets the price of your medications. One key part of this puzzle involves Pharmacy Benefit Managers, also known as PBMs. They have a big but often overlooked...
by Barbara Kempen | Apr 17, 2024 | Affordable Health Insurance, Blue Shield of CA, Covered California, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica
In the ever-evolving healthcare landscape, negotiations between insurance carriers and healthcare systems are critical for ensuring patients have access to the care they need and premiums they can afford. However, recent events have highlighted the challenges and...
by Barbara Kempen | Mar 12, 2024 | Affordable Health Insurance, Long-term Care, Long-Term Care Insurance Brentwood, Preventative Care, Santa Monica Life Insurance
Although the American population is aging rapidly, Long-Term Care (LTC) insurance is held by only about 1 in 30 Americans and approximately 7% of adults over the age of 50. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
by Barbara Kempen | Mar 12, 2024 | Life Insurance, Life Insurance Brentwood, Life Insurance for Single Moms, Life Insurance Pacific Palisades, Life Insurance Santa Monica
International Women’s Day was recently observed on March 8th. Women make up the 51% of the entire United States population and 56% of the US labor force. Despite their significant representation in government, women still face challenges about the wage gap;...
by Barbara Kempen | Mar 11, 2024 | Affordable Health Insurance, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Special Enrollment Period
The Federal Poverty Level ( FPL) is a benchmark to assess individuals’ and families’ income levels relative to the federal poverty threshold. In California, health insurance premiums frequently adapt positively based on income in relation to the FPL....
