by Barbara Kempen | Mar 11, 2022 | Tax Penalty
Since the federal government removed the tax penalty for not having health insurance in 2019, many Californians may think they are not subject to a tax penalty for not having health insurance. California responded to the removal of the federal penalty by establishing...
by Barbara Kempen | Mar 9, 2022 | Special Enrollment Period
Once the Special Enrollment Period started on February 1st, 2022, anyone looking to enroll in or change their health insurance must now have a qualifying life event to do so. A qualifying life event is a major life event that must occur within the last 60 days in...
by Barbara Kempen | Mar 7, 2022 | Long-term Care
Despite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of adults over the age of 50 are carrying Long-Term Care insurance. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
by Barbara Kempen | Mar 7, 2022 | Affordable Health Insurance, COVID-19
On March 11, we mark the second anniversary of the World Health Organization’s declaration of COVID-19 as a global pandemic. Two years ago, we could never have imagined how much the pandemic would alter our daily lives. Over 950,000 American lives have been lost due...
by Barbara Kempen | Mar 4, 2022 | Uncategorized
First of all, you might ask what is Grandfathered Health Insurance Plan? Health insurance plans sold on or before the introduction of the Affordable Care Act (ACA) on March 23rd, 2010, are considered grandfathered plans. These plans still exist today for both...
by Barbara Kempen | Feb 18, 2022 | Small Business
With the excitement of the new year comes something not so exciting, tax deadlines! Although no one likes to file taxes, it is simply too important to ignore. Below, we have compiled a list of tax deadlines for both employers & individuals. If you are thinking of...
by Barbara Kempen | Feb 16, 2022 | Disability Insurance
While disability insurance is covered by less than half of employers, it is a vital benefit for all employees but especially important for key employees & business owners of a business. Business owners, partners, managers, doctors, realtors, attorneys, truck...
by Barbara Kempen | Feb 9, 2022 | Affordable Health Insurance, Member Benefits
If you are enrolled in an Affordable Care Act-compliant health insurance plan, there are plenty of free services included with your plan. All health insurance plans are required to cover your annual wellness exam free of charge. Other free preventative services...
by Barbara Kempen | Feb 8, 2022 | Special Enrollment Period
Starting February 1st, 2022, the annual Open Enrollment Period ends and the Special Enrollment Period begins. During the Special Enrollment Period from February 1st to November 1st, 2022, anyone seeking to enroll in or change their existing health insurance must have...
by Barbara Kempen | Feb 7, 2022 | Life Insurance
Half of all Americans do not carry life insurance. Maybe the association with death and the overestimating of the cost of life insurance are keeping so many Americans away from considering buying life insurance. I prefer to call life insurance risk insurance, as you...
