Qualifying Life Events in order to obtain Health Insurance

Life is full of unexpected twists and turns, and sometimes those changes can impact your insurance coverage. But did you know that certain life events may qualify you for a Special Enrollment Period to make changes to your insurance policy? That’s right—if...
Why you should consider Long-Term Care Insurance?

Why you should consider Long-Term Care Insurance?

Despite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of adults over the age of 50 are carrying Long-Term Care insurance. Studies show that someone turning 65 today has almost a 70% chance of needing some type of...
Life insurance is important to Women

Life insurance is important to Women

We just passed International Women’s Day on March 8th. Did you know that 70 % of US households rely on women’s salaries for financial stability? More than 40 % of women are the sole and primary breadwinners in the family. However, often protecting women...
Is an IUL right for you?

Is an IUL right for you?

Is an Indexed Universal Life (IUL) insurance policy right for you? IULs have exploded since the late 1990’s thanks to Transamerica which first started offering these products in 1997. Now, most major life insurance carriers offer IULs, Term and/or Whole Life...

Getting Married? Wondering how will it impact your health and life insurance needs?

Getting married is exciting and a wonderful positive life event in one’s life. However, many couples can get overwhelmed by so many options in wedding planning that they do not find the time to sit down and think about critical questions in their joint life, with...

Why woman should have life insurance in Santa Monica

With high mortgages and ever rising cost of education and living expenses every family, husband and wife, in Santa Monica should make sure that their life insurance covers their needs. To often families oversee that not only the breadwinner should carry life insurance...