by Barbara Kempen | Sep 21, 2025 | Affordable Health Insurance, Benefits Administration, Blue Shield of CA, Covered California, Federal Poverty Level, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA, Uncategorized
As we move closer to 2026, Covered California has released its updated standard benefit designs for all health plan tiers. These designs outline the core structure of every plan offered through the marketplace, including deductibles, copays, coinsurance, and...
by Barbara Kempen | Jul 28, 2025 | Uncategorized
In July 2025, the Centers for Medicare & Medicaid Services (CMS) finalized new rules for the Affordable Care Act (ACA) Marketplaces. These changes aim to improve the program’s integrity, reduce fraud, and ensure that only those who truly qualify receive subsidies....
by Barbara Kempen | Jul 11, 2025 | Affordable Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, HSA
Health savings accounts (HSAs) offer incredible tax benefits for individuals enrolled in high-deductible health plans (HDHPs). Given the recent announcement of the 2026 HSA contribution limits and changes with the introduction of the “Big Beautiful Bill ”...
by Barbara Kempen | Oct 31, 2023 | Affordable Health Insurance, Blue Shield of CA, Covered California, Dental Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Open Enrollment, Prescription Drugs, Preventative Care, Retirement, Santa Monica Life Insurance
The Annual Open Enrollment Period (AEP), which runs between 🗓️October 15 and December 7, 2023, for renewals in 2024, is in full swing. CMS requires all agents to record any phone calls. Therefore, after you fill out the required Scope of Appointment (SOA), please...
by Barbara Kempen | Oct 31, 2023 | Affordable Health Insurance, Blue Shield of CA, Covered California, Disability Insurance, Group Health Insurance, Health Insurance Brentwood, Health Insurance Pacific Palisades, Health Insurance Santa Monica, Member Benefits, Small Business, Special Enrollment Period
Every year, small businesses have a special window to start a small group health insurance policy with small group health insurance carriers with relaxed underwriting. This period is known as a Special Enrollment Period and starts on November 15th through December...
