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How will the Inflation Reduction Act affect your health insurance

by Barbara Kempen | Aug 24, 2022 | Uncategorized

The Inflation Reduction Act was Signed into Law! Recently, President Biden marked the Inflation Reduction Act (IRA) into regulation. The IRA is noteworthy health care, tax, and climate change policy provision that incorporates arrangements to broaden the expanded and...
Covered California announces its  2023 rate increase

Covered California announces its 2023 rate increase

by Barbara Kempen | Jul 22, 2022 | Uncategorized

Although this is higher than last year’s 1.8% increase, it is lower than the national average rate increase of 10% (based on 13 states that have so far filed their rates). There is some good news such as the entrance of Aetna into El Dorado, Fresno, Kings,...
Employers are Rethinking Their Employee Benefits

Employers are Rethinking Their Employee Benefits

by Barbara Kempen | Jul 8, 2022 | Uncategorized

The COVID-19 pandemic has dramatically changed the employer-employee relationship after the effects of the pandemic on everyone’s physical, mental, social, and financial lives. With employers having more consideration for the health of their employees, many...
Health Insurance after Marriage

Health Insurance after Marriage

by Barbara Kempen | Jun 6, 2022 | Affordable Health Insurance

Wedding season is in full bloom from early spring to fall. Planning your wedding and a future together is a time full of excitement, love, and joy. Marriage is a wonderful union of two people who intend to spend the rest of their lives together. A healthy marriage...
New Policy for Release from Medi-Cal

New Policy for Release from Medi-Cal

by Barbara Kempen | May 23, 2022 | Affordable Health Insurance, Covered California

During the COVID-19 pandemic, millions of Americans lost their jobs and health insurance benefits. Many Californians became eligible for Medi-Cal, the state’s Medicaid, and have stayed on Medi-Cal while the pandemic continues. Even if your income is now above...
Health Insurance Options after Graduation

Health Insurance Options after Graduation

by Barbara Kempen | May 17, 2022 | Affordable Health Insurance

Congratulations to the Class of 2022 graduates! With graduations in full swing, now is the time to start seriously planning for your future. One important subject to consider is your health and, with that, your health insurance. Are you starting a job that offers...
New Mandatory Retirement Plans for Businesses with 5+ Employees

New Mandatory Retirement Plans for Businesses with 5+ Employees

by Barbara Kempen | May 12, 2022 | CalSavers, Retirement

Starting in June, any California employer with 5 or more W-2 employees will be required to offer a qualified retirement plan to their employees. California introduced its own affordable retirement plan called CalSavers last year which is a Roth Individual Retirement...
Free Preventative Care In Your Health Insurance

Free Preventative Care In Your Health Insurance

by Barbara Kempen | May 11, 2022 | COVID-19, Preventative Care

Any health insurance plan regulated by the Affordable Care Act offers 10 essential health benefits, including free preventative care. What exactly is preventative care? It is care that helps detect and prevent serious illness. Everyone should be taking advantage of...
Changes to 2023 HSA Contribution Limits

Changes to 2023 HSA Contribution Limits

by Barbara Kempen | May 4, 2022 | HSA

In 2023, there are major increases to the HSA or Health Savings Account contribution limits. An HSA or Health Savings Account is a tax-advantaged investment account that can be withdrawn from for qualified medical expenses tax-free. The funds you deposit into an HSA...
Reasons to Book Travel Insurance For Your Next Trip

Reasons to Book Travel Insurance For Your Next Trip

by Barbara Kempen | May 3, 2022 | Travel Insurance

With many people in the middle of planning their summer vacation, it is important to review how your health insurance functions outside of the United States. With all individual and family health insurance plans, you are only covered outside of California in case of a...
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  • IRS has released the 2027 HSA Contribution Limits: What you need to Know
  • Just Married? How Marriage Qualifies You for Health and Life Insurance Changes
  • Health Insurance After Graduation: What You Need to Know
  • Supplemental Accident Coverage: Protection Beyond Your Health Plan
  • Why Does My Medicare Supplement Premium Keep Going Up?
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